Intern - Credit Services

Credit Services Intern

The Credit Services Intern will assist with loan documentation by collecting, scanning, and organizing financial statements and tax returns to maintain accurate borrower files. Responsibilities include resolving incomplete files to meet compliance standards, preparing SBA loan applications and related packages, and performing basic financial analysis to support loan officers in evaluating borrower strengths and repayment ability. Hours are flexible and will revolve around class schedules. This internship will begin in January 2026 and go through August 2026. Interviews will begin in November.

At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates with whom our values resonate:

• Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.
• Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.
• Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.
• Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.
• Share Positivity: We lift each other. We interact with a positive and optimistic attitude.

Apply at State Bank of Southern Utah and be part of a team that lives by these values every day!

Essential Duties And Responsibilities:

• Loan Documentation: Assist in collecting, scanning, tracking and organizing business and personal financial statements and tax returns. Combine documents to create borrower loan files. Assist in organizing digital loan files as well as scan loan files.
• Incompletes: Remove loans files from an 'incomplete list' by satisfactorily filling requirements stated by the Audit and Compliance Departments.
• SBA Loans: Prepare and submit Small Business Administration applications, reviews, servicing actions and liquidation packages.
• Financial Analysis: Use internal tools to determine the ability of a borrower to repay debt. Spread financial statements and provide loan officers a brief analysis of borrower strengths and weaknesses.

Minimum Qualifications:

• Within 12 months of attaining a Bachelor's degree in a business-related field or within 12 months of attaining an MBA or MAcc
• Minimum grade point average of 3.0
• No criminal record of any kind; HR will complete a thorough background check
• Ability to work 18-20 hours per week

Skills:

• Strong competency in finance related studies
• Skilled in use of Excel
• Self-driven to complete tasks and seek additional responsibilities

Qualifications Education Preferred:

• Some college or better in Finance
• Some college or better in Accounting

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities