Account Manager II, National Real Estate Group

Account Manager

Department Overview TD Commercial Banking provides financial solutions to North American businesses. Our broad range of products and services allows us to meet the needs of our clients in every sector, providing customized solutions to build a strategy that's right for them now, and in the future. Our quest is to deliver a first class business banking client experience and to be "The Better Business Bank" in North America. At TD, better business bankers have a strong background in business and finance as well as the specific products they are responsible for selling and service. They have keen insight into all their clients – their industry, products, finances and markets. Better business bankers demonstrate good judgment in people, businesses and markets based on education, experience, "gut instincts" and "street smarts".

Job Description Working as a member of the National Real Estate Group within Business Banking, the Account Manager is the face of the Bank in the market that they serve.

The Account Manager is responsible for both credit and non-credit services, and their portfolio usually includes some non-borrowing clients. This position is supported by the Senior Manager Commercial Services who will provide ongoing credit and sales management expertise.

The Real Estate Account Manager is a trusted advisor who with sensitivity to the client's operating environment, structures and packages practical and competitive solutions that demonstrate an understanding of their unique financing, cash management and business support needs.

The Account Manager is responsible for structuring credits and addressing perceived risk. This includes completing necessary due diligence, establishing pricing and terms of credit, and producing ongoing credit reviews and risk ratings that reflect knowledge of Bank policies and procedures. With respect to business development.

The Account Manager continually develops and broadens relationships with existing customers by cross-selling relevant and value-added financial products and services. It is also a priority to build new relationships through referrals from customers and other sources. To enhance their profile and that of the Bank the Account Manager will also cultivate relationships with a few key external referral sources and participate in industry and community activities.

Job Requirements In addition to your undergraduate degree in business or relevant professional designation, you ideally have a minimum of one year of experience as a Real Estate Account Manager. Alternatively, you may have experience in another profession that supports the needs of business and are looking for an opportunity to add value from a different perspective. You have well developed analytical, relationship management and business development skills and look forward to developing them further in this role.